HOME PURCHASING

New Home Purchase Checklist

• All pay stubs from the last 30 days

• Tax forms (W-2, 1040) from the last two years

• Self-employed applicants only: last two years of business tax returns (all pages)

• Bank statements from the last two months (all accounts/all pages)

• Statements from all retirement savings accounts (IRA/401K, SEP, etc.) if being considered for transaction

• Current photo ID

• Appraisal fee

• Signed Intent to Proceed form

• If you currently have a mortgage or home equity

• loan, add:

  • Your most recent mortgage statement(s) and/or home equity loan statement(s)

  • Most recent tax bills for all properties

 

Already Have a Home Under Contract?

• Copy of the Purchase and Sales Agreement

• Copy of the Earnest Money Deposit check (front and back)

• Copy of the Deed (legal description of the property)

• If applicable, a copy of the Condo Association or

• Homeowner’s Association fees and financial statements

Refinancing Your Home?

• Most recent tax bill for all properties

• Most recent mortgage statement

• Homeowner’s insurance binder for all properties

• All pay stubs from the last 30 days

• Tax forms (W-2, 1040) from the last two years

• Self-employed applicants only: last two years of business tax returns (all pages)

• Bank statements from the last two months (all accounts/all pages)

• Statements from all retirement savings accounts (IRA/401K SEP, etc.) if being used for transaction

• Current photo ID

• Appraisal fee

• Signed Intent to Proceed form

• If your property belongs to a Homeowners Association or Condo Association, include a copy of the association’s fees and financial statements

Document Updates

• Copy of the Purchase and Sales Agreement

• Copy of the Earnest Money Deposit check (front and back)

• Copy of the Deed (legal description of the property)

• If applicable, a copy of the Condo Association or

• Homeowner’s Association fees and financial statements